Journal
Metropolitan Journal of Academic Multidisciplinary Research
MJAMR
The Influence Of Loan Repayment Strategies On Performance Of Organizations. A Case Study Of Pride Microfinance Kamuli Branch
Mudondo Winnie, Magala Muhammad
| Journal | Metropolitan Journal of Academic Multidisciplinary Research (MJAMR) |
| Volume / Issue | Vol. 5, No. 2 |
| Published | 28 February 2026 |
| ISSN | 3006-4384 |
Abstract
Loan repayment strategies constituted critical components of microfinance institutional sustainability and operational success. Pride Microfinance Limited, one of Uganda's leading microfinance deposit-taking institutions, operated through an extensive branch network serving thousands of clients. However, varying loan repayment rates across branches raised questions about the effectiveness of repayment strategies in enhancing organizational performance. Understanding how repayment strategies influenced performance was essential for optimizing microfinance operations and ensuring financial inclusion objectives were met sustainably. This study employed a case study research design with mixed methods approach focusing on Pride Microfinance Kamuli Branch. A sample of 98 respondents was selected using purposive and simple random sampling, comprising loan officers, branch management, credit committee members, and borrowers. Data were collected through structured questionnaires, interviews, and documentary review of branch performance reports. Quantitative data were analyzed using SPSS version 26, employing descriptive statistics, Pearson correlation, and regression analysis. Qualitative data underwent thematic content analysis to provide contextual depth. Findings revealed a significant positive relationship between loan repayment strategies and organizational performance (r=0.756, p
Keywords
Loan repayment strategies
organizational performance
microfinance
portfolio quality
repayment rate
follow-up mechanisms
Pride Microfinance
Kamuli
Cite This Article
Mudondo Winnie & Magala Muhammad (2026). The Influence Of Loan Repayment Strategies On Performance Of Organizations. A Case Study Of Pride Microfinance Kamuli Branch. Metropolitan Journal of Academic Multidisciplinary Research, 5(2). https://journals.miu.ac.ug/pages/article.php?article_id=189
More in This Issue
View full issue →
46
Relationship between Internal Control Environment and Financial Accountability in Selected NGO’s In Kampala District, Uganda
Internal control environment
financial accountability
non-governmental organizations
Kampala District
47
Relationship Between Internal Control Systems And The Financial Performance Of Selected SMEs In Wakiso District.
Internal control systems
financial performance
small and medium enterprises
control environment
48
Relationship Between Local Resource Mobilization And Disaster Risk Reduction In Bulambuli Local Government, Eastern Uganda.
Local resource mobilization
disaster risk reduction
Bulambuli
landslides
49
Relationship Between Market Intelligence And Agro-Business Performance In Selected Sub-Counties Of Bushenyi District.
Market intelligence
agro-business performance
agricultural marketing
competitive intelligence
50
Relationship Between Motivation Practices And Employee Performance In Kampala Capital City Authority Central Division.
otivation Practices
Employee Performance
Kampala Capital City Authority
Public Sector Management