MJAMR

The Influence Of Loan Repayment Strategies On Performance Of Organizations. A Case Study Of Pride Microfinance Kamuli Branch

Mudondo Winnie, Magala Muhammad


Abstract

Loan repayment strategies constituted critical components of microfinance institutional sustainability and operational success. Pride Microfinance Limited, one of Uganda's leading microfinance deposit-taking institutions, operated through an extensive branch network serving thousands of clients. However, varying loan repayment rates across branches raised questions about the effectiveness of repayment strategies in enhancing organizational performance. Understanding how repayment strategies influenced performance was essential for optimizing microfinance operations and ensuring financial inclusion objectives were met sustainably. This study employed a case study research design with mixed methods approach focusing on Pride Microfinance Kamuli Branch. A sample of 98 respondents was selected using purposive and simple random sampling, comprising loan officers, branch management, credit committee members, and borrowers. Data were collected through structured questionnaires, interviews, and documentary review of branch performance reports. Quantitative data were analyzed using SPSS version 26, employing descriptive statistics, Pearson correlation, and regression analysis. Qualitative data underwent thematic content analysis to provide contextual depth. Findings revealed a significant positive relationship between loan repayment strategies and organizational performance (r=0.756, p

Keywords

Loan repayment strategies organizational performance microfinance portfolio quality repayment rate follow-up mechanisms Pride Microfinance Kamuli
Metropolitan Journal of Academic Multidisciplinary Research

Cite This Article

Mudondo Winnie & Magala Muhammad (2026). The Influence Of Loan Repayment Strategies On Performance Of Organizations. A Case Study Of Pride Microfinance Kamuli Branch. Metropolitan Journal of Academic Multidisciplinary Research, 5(2). https://journals.miu.ac.ug/pages/article.php?article_id=189

More in This Issue

View full issue →
46
Relationship between Internal Control Environment and Financial Accountability in Selected NGO’s In Kampala District, Uganda
Byansi Michael1 , Dr Friday Christopher2
Internal control environment financial accountability non-governmental organizations Kampala District
47
Relationship Between Internal Control Systems And The Financial Performance Of Selected SMEs In Wakiso District.
Magezi Allan1 , Dr. Moses Ntirandekura, PhD2
Internal control systems financial performance small and medium enterprises control environment
48
Relationship Between Local Resource Mobilization And Disaster Risk Reduction In Bulambuli Local Government, Eastern Uganda.
Wapipi N Willy1 , Kiwanuka Rashid (PhD)2
Local resource mobilization disaster risk reduction Bulambuli landslides
49
Relationship Between Market Intelligence And Agro-Business Performance In Selected Sub-Counties Of Bushenyi District.
Mugisa Joshua
Market intelligence agro-business performance agricultural marketing competitive intelligence
50
Relationship Between Motivation Practices And Employee Performance In Kampala Capital City Authority Central Division.
Nakabuubi Sumayiya1 , Zikusooka Enock2
otivation Practices Employee Performance Kampala Capital City Authority Public Sector Management