Journal
Metropolitan Journal of Academic Multidisciplinary Research
MJAMR
The Influence Of Microfinance Loans On Women Empowerment In Rural Areas Of Uganda: A Case Of Kyabugimbi Sub-County In Bushenyi District
Ankunda Ian, Irumba Alex
| Journal | Metropolitan Journal of Academic Multidisciplinary Research (MJAMR) |
| Volume / Issue | Vol. 5, No. 6 |
| Published | 30 June 2026 |
| ISSN | 3006-4384 |
Abstract
This study investigated the influence of microfinance loans on women empowerment in rural areas of Uganda, with a specific focus on Kyabugimbi Sub-County in Bushenyi District. The research was motivated by persistent genderbased economic inequalities in rural Uganda and the growing role of microfinance institutions (MFIs) in bridging these gaps. A cross-sectional survey design was adopted, and data were collected from 152 women beneficiaries using structured questionnaires. The study employed descriptive statistics, Pearson correlation analysis, and multiple linear regression to analyse the collected data. Findings revealed a strong positive and statistically significant relationship between microfinance loan access and women's economic independence, social status, and household decisionmaking capacity. Regression results confirmed that loan size, repayment flexibility, and financial literacy training were the most significant predictors of empowerment outcomes. The study concludes that microfinance loans serve as a transformative tool for rural women's empowerment when accompanied by adequate training and flexible repayment structures. Recommendations are made to MFIs, government bodies, and policymakers to enhance product design and outreach strategies targeting rural women.
Keywords
Microfinance Loans
Women Empowerment
Rural Uganda
Kyabugimbi Sub-County
Bushenyi District
Financial Inclusion
Gender Equality
Cite This Article
Ankunda Ian & Irumba Alex (2026). The Influence Of Microfinance Loans On Women Empowerment In Rural Areas Of Uganda: A Case Of Kyabugimbi Sub-County In Bushenyi District. Metropolitan Journal of Academic Multidisciplinary Research, 5(6). https://journals.miu.ac.ug/pages/article.php?article_id=493
More in This Issue
View full issue →
11
Material Handling Systems And Productivity Of Organisations: A Case Of Riham Cola Company Limited, Kawempe
Material Handling Systems
Organisational Productivity
Warehousing
Equipment Utilisation
12
Monitoring Practices And Project Performance In Kampala Capital City Authority (KCCA), Uganda
Monitoring practices
project performance
KCCA
progress tracking
13
Motivation Strategies And Work Output In Local Governments In Uganda: A Case Of Butambala District
Motivation strategies
work output
local government
financial incentives
14
Online Student Admission Registration Management System: A Case Study Of Avance International University
Online Admission System
Student Registration
Management Information System
University Administration
15
Social Media Marketing On Consumer Purchasing Behavior In Jumia Uganda
Social Media Marketing
Consumer Purchasing Behavior
Jumia Uganda
E-Commerce