MJAMR

The Impacts Of Micro Financing On Women Entrepreneurs Performance In Uganda. A Case Of Rubaga Division, Kampala District

Nabwire Betty Gift, Kabanda Richard


Abstract

The study investigated the impacts of micro financing on women entrepreneurs' performance in Rubaga Division, Kampala District, Uganda. A case study research design was employed with a sample of 145 women entrepreneurs who accessed microfinance services. Data was collected through structured questionnaires and analyzed using descriptive statistics, correlation, and regression analysis. Results revealed significant positive impacts of microfinance access on business performance (r=0.764, p<0.01), with loan size adequacy, interest rates, repayment terms, and financial literacy training emerging as critical factors. Women entrepreneurs with microfinance access demonstrated 43% higher revenue growth and 38% greater employment creation compared to pre-financing periods. The study concluded that microfinance represented a powerful tool for women's economic empowerment and business development, though challenges including high interest rates, short repayment periods, and collateral requirements limited accessibility and effectiveness. Recommendations included establishing women-focused microfinance products, extending repayment periods, reducing interest rates, integrating business development training, and strengthening microfinance regulation to protect borrowers while ensuring institutional sustainability.

Keywords

Microfinance women entrepreneurs business performance financial inclusion economic
Metropolitan Journal of Academic Multidisciplinary Research

Cite This Article

Nabwire Betty Gift & Kabanda Richard (2026). The Impacts Of Micro Financing On Women Entrepreneurs Performance In Uganda. A Case Of Rubaga Division, Kampala District. Metropolitan Journal of Academic Multidisciplinary Research, 5(1). https://journals.miu.ac.ug/pages/article.php?article_id=604

More in This Issue

View full issue →
16
Relationship Between Procurement Efficiency And Customer Acquisition By Organizations In Nansana Municipality.
Nabangi Emmanuel, Otim John William
Procurement efficiency customer acquisition supply chain management organizational
17
Relationship Between Reward Level And Employee Performance In City Tires, Kampala Capital City
Mwebaze Gilbert, Babirye Shamirah
Reward systems employee performance financial rewards non-financial rewards
18
Relationship Between Tax Compliance And The Business Growth Of Small And Medium Sized Enterprises In Rubaga Division, Kampala.
Naggayi Judith, Kabanda Richard
tax compliance SMEs business growth Rubaga Division
19
20
The Effect Of Transaction Processing Systems On Financial Reporting In Trinity College, Nabbingo, Wakiso District
Mukungu Nangobi Sharifa, Magala Muhammed
Transaction processing systems financial reporting automation data accuracy